Commercial real estate financing transactions are often very complex. At Dominion Lending Centres, we have extensive experience and we are experts at structuring transactions that work optimally for all parties concerned. Our professionals facilitate a smooth process which begins with initial discussions and ends with a timely and problem free funding.

In order to attract the best financing possible, each situation is presented as effectively and professionally as possible. Dominion Lending Centres Streamline Mortgages has the resources and the knowledge to prepare and underwrite a broad variety of transactions, including computer modeling, visual aids, written presentations and ancillary information.

Down Payment

A higher down payment is expected of a commercial property. A typical down payment on a mixed property falls between 20- 35%. A pure commercial property is typically higher, near 50%. The risk profile directly determines the down payment that is required of.

Credit History

Most lenders will require a good personal credit score as well as evidence that the business is creditworthy. There are lenders that may accept applicants with a less-than-perfect credit history.

Commercial mortgages require a current appraisal (AACI-qualified, Lender approved appraiser) CMHC guidelines apply for CMHC insured mortgages, a passing environmental report (phase 1 ESA) and may need a report on the building condition.


We Finance 

Apartment buildings                      Office towers               Gas Stations

Low rise/mid rise high rise          Industrial                        Storage buildings

Restaurants                                         Hotels                               Retail malls